Why we do not promise a discount
Premiums are set by underwriting rules that vary by provider, by state and by policy. A treatment on the roof is not something we can price into your policy, and a site that promised a discount would be making a claim on an insurer’s behalf.
So we do not make one. The honest version is that documentation can be provided, and the decision is theirs.
What the certificate is
A document for the treatment: what was applied, when, and by whom. It is available on request, and it is separate from the warranty terms themselves.
It is the thing to send when a provider asks for evidence of maintenance or of work done on the roof.
What insurers tend to ask about
Roof age, roof condition, and whether the roof has been maintained. Those three questions are answered by the score, the treatment record and the warranty.
Storm and hail questions are answered by the cover itself, and the only hail line in the published table sits on Fortify Elite in the Good band.
What to do with it
Ask your provider whether they want the certificate, and send it if they do. If they tell you it makes no difference, that is the answer, and nothing here contradicts it.
We do not contact insurers on your behalf and we do not adjust policies.
What to ask before you mention it to an insurer
Know what was applied, when, and what the warranty says about hail and storm damage. If a provider asks whether the roof is hail-resistant, the honest answer is that hail cover exists as a five-year line on the top row and nowhere else.
That is a better conversation than an optimistic one that gets corrected later, and it costs nothing to have the documents straight first.
Where the certificate comes from
From us, on request, once the work is done and registered. It is a short document, and it is separate from the warranty terms.
Ask for it at the estimate stage if you know you will need it, so it is not a scramble after the fact.